Its all a scam, my Verizon bill is 190 a month, my Direct Tv is 125 for 7 months, 175 for 5 months for the NFL Ticket..Sad thing is, Ravens have played 7 games, 6 of those were on local TV down here, the only game I needed the ticket for was Buffalo..Electric bill is I think fairly cheap, 4 months at 280 average, 8 months 75 to 100 bucks and I do run the pool filter daily for 6 hours.. But the biggest scam of them all is life insurance, wait till you all hit 50..Why do the insurance companies care if I die from lung cancer? The bottom line is i have insurance, I could die tomorrow from a car accident, I could die this afternoon on the beach while swimming..