Haven't you heard of the WhoDeyRevolution!?! I've joined them to recoup a lifetime of throwing remotes through my TV, Tearing newly bought jerseys from my own back, and canceling my NFL ticket.
This shall come to pass as soon as all the college educated financial advisors/Ponzi schemers admit their guilt about plunging the world into a depression. I attended college. I don't remember "Really Bad Financial Planning 101" being offered in the curriculum.